WhatsApp Payments: How to Check Account Balance on WhatsApp

WhatsApp is one of the popular instant messaging apps used by everyone. The platform has added several new features to make it more user-friendly. WhatsApp Pay is another feature that was introduced in 2020. It is a UPI payment option like other UPI payment apps like Paytm and Google Pay.

Most of us are familiar with WhatsApp Payments, which allows users to send money directly from WhatsApp. Besides, one can also check his account balance from the instant messaging app itself. In this story, we have explained how to check your bank account balance on WhatsApp.

How to Set Up WhatsApp Payments

Before knowing how to check account balance, you need to know how to use WhatsApp Payments or how to send money from WhatsApp. To send money via WhatsApp, you will need to set up payments on WhatsApp by linking your bank account. Follow these steps to set up WhatsApp Payments.

Step 1: First, open your WhatsApp and click on menu options.

2nd step: Now tap on the Payments option and then complete the setup.

Step 3: Select your bank from the list of options and verify your mobile number linked to your bank account by authenticating it by SMS.

Step 4: Once you have completed the verification process, set up your UPI PIN to start the transaction.

How to send money via WhatsApp

Here is the step by step guide on how to send money to your contacts.

Step 1: Go to WhatsApp and open a chat whom you want to send money to.

2nd step: It is important to note that if the selected contact does not use the WhatsApp payment option, you can send an invitation or transfer money using the person’s UPI from other apps like Google Pay and PhonePe.

Step 3: If the person is already using WhatsApp Pay, all you have to do is click on the “Payment” option and then select an amount. You can also add a note and then tap the “Next” and “Send Payment” option.

Step 4: Now WhatsApp will ask you for the PIN of the UPI port you selected.

Step 5: Finally, enter your PIN and proceed to the next to send money.

How to Check Your Bank Account Balance on WhatsApp

As mentioned above, WhatsApp also allows users to check their bank account balance from the app itself. To check your account balance, follow these steps:

Step 1: Open WhatsApp then click on the three dots icon placed at the top right of the screen.

2nd step: Select “Payments” and swipe down to choose your bank account.

Step 3: Now tap “View Account Balance” and enter your PIN to find out your account balance.

Moreover, one can also check the account balance while sending money. For this you need to open your WhatsApp and a chat. Then tap on the payment option and your bank details will be displayed. Click on the bank ID and select “View account balance”. After that, you need to enter your PIN to check the balance.

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