Woman checks her account balance and finds herself richer by a billion dollars
A routine trip to collect $ 20 from an ATM left a local Florida woman in horror. His bank balance was close to $ 1 billion. She couldn’t believe her eyes and decided to call her bank immediately.
Julia Yonkowski’s attempts to withdraw money from her account left her in utter disbelief. The bank informed Yonkowski that her account would be overdrawn if she withdrew the $ 20. It didn’t match, so she decided to take a look at her available balance.
“I was horrified” were the first words from her mouth when she saw the bank balance. Yonkowski saw a shocking total of $ 999,985,855.94! While anyone else could have assumed they had just been lucky, Yonkowski knew something was wrong.
$ 1 billion check | Photo: Youtube / 11Alive
NOT HIS MONEY
Yonkowski immediately contacted Chase Bank in Largo, Florida to resolve the issue. She knew it wasn’t her money and declared:
“I know I read stories about people who took money or took money out and then they had to pay it back and I wouldn’t do it anyway because it’s not my money.”
MAKE SENSE OF MONEY
Fortunately, a representative of the bank understood the waste of money. They explained that the figure was actually negative – this is how the bank prevented fraud and assessed whether there was any questionable activity on the account.
Yonkowski’s husband was deceased and the bank needed certain documents to clarify their joint account. However, everything was perfect and there was no need to panic after all.

Chase Bank | Photo: Youtube / 11Alive
CYBERMENACES
Yonkowski is well aware of the various cyber threats circulating in the world today. She hopes her story will tell others about the high levels of fraud and suspicious activity on the accounts. This experience left her very scared, and she share:
“It scares me a little because you know, with cyber threats. You know, I don’t know what to think.”

Julia Yonkowski | Photo: Youtube / WFLA News Channel 8
NOT THE FIRST TIME
A similar experience happened to 21-year-old Kieran McKeefery. The first thoughts that came to his mind were very different from Yonkowski’s! He was stunned when his online banking balance reflected a £ 1.25 million!
McKeefery instantly imagined what he could buy with his newfound wealth. Fortunately, his common senses quickly fell into place. He decided to call his bank so they could investigate the problem.

ATM | Photo: Pexels / @ AlexandrosChatzidimos
BONUS INTEREST
The bank was not very helpful. They explained that a massive investment company was responsible, and it was up to them to withdraw the money. So finally, 10 days later, his balance returned to normal. The silver lining was a small bonus of £ 210 of interest left in McKeefery’s account.
It share:
âI was like, ‘Oh my God, what happened’ – I was a little shocked more than anything. So I called the bank, and they said they were going to inquire. “

Man at ATM | Photo: Pexels / @ SafaBakırcı
Tempted to spend
With all the money comfortably settled in your bank account, it can be very tempting to spend … especially because the mistake was not on your end! Members of the public said they might have used the money differently than Yonkowski and McKeefery …
A Youtube user Express, “I’m not calling ANYBODY. I’m spending $ 2 million on Bitcoin and withdrawing as much money as I can before they make up their minds. Then use that money to get the best lawyer in Georgia.”
Many people are unaware of the consequences that can arise when you spend money that is not yours. These individuals did well to contact the bank before doing something they would regret later!
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