How to check the balance of PM Jan Dhan account?
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission for financial inclusion that aims to provide inexpensive access to financial resources such as basic savings and deposit accounts, remittances, credit, insurance and retirement. People who do not have another account can open a basic savings bank (BSBD) deposit account at any bank branch or commercial correspondent’s point of sale (Mitra bank) as part of the scheme. . With the RuPay card provided to PMJDY account holders, an accident insurance benefit of Rs.1 lakh (limited to Rs.2 lakh for new PMJDY accounts opened after 28.8.2018) is also available. Direct Benefit Transfer (DBT), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY) and Micro Units Development & Refinance Agency Bank (MUDRA) programs are available for PMJDY accounts.
Minors over ten years old can also open a bank account under this system. Only one account per family, preferably the cleaning lady, has access to an overdraft facility of up to Rs. 10,000 / -. You must maintain a minimum balance limit in your account in order to benefit from the checkbook feature. Customers who wish to use in-country banking services should dial * 99 #, a phone number configured by the National Payments Corporation of India. To check the Jan Dhan Yojana account balance, one must have their mobile number linked to their account and he or she must be an active mobile banking user. It should be remembered that CDMA handsets cannot be used to access the installation and that mobile phones must be activated with GSM. You must compose * 99 # from your mobile phone on which you will receive a welcome message which will ask you to enter certain information such as the first 3 letters of your bank’s name or the first four letters of your bank’s IFSC code. Once you have entered all the required details press “ok” and you will get a range of services. Therefore, in order to check your account balance, you need to press “1”, after which your account balance will be displayed on your device screen upon successful authentication of your entered information. By composing 1800 425 3800 or 1800 112 211 SBI customers can also view their Jan Dhan account balance from their registered mobile number. Following this, SBI clients will get the details of the last 5 transactions. They can also compose 9223 766 666 from their cell phone number registered for the same.
According to the Ministry of Finance, nearly 55% of the total account holders under the Pradhan Mantri Jan Dhan Yojana (PMJDY) program were women as of March 2021. Women account holders accounted for 23.21 crore out of the 41, 93 crores of accounts opened under the PMJDY program. of February 24, 2021, according to the ministry in a press release. Regarding the Pradhan Mantri MUDRA Yojana (PMMY), he mentioned that since its inception, around 68% or 19.04 crore accounts worth Rs 6.36 lakh crore (as of February 26, 2021) have been approved for women entrepreneurs.
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Article first published: Saturday, April 24, 2021, 1:45 p.m. [IST]