How to check the balance and status of PM Jan Dhan account?
Pradhan Mantra Jan Dhan Yojana (PMJDY), initiated in August 2014, is a national project aimed at achieving financial empowerment. The idea behind PMJYD was to make the program convenient and available in all parts of the country for a variety of financial services like banking, savings, deposits, credit, remittances, insurance and retirement. .
The national program aims to provide financial support to low income groups at a reasonable rate and to minimize poverty in the country. Under the PMJDY scheme, an eligible natural person can open an account with a bank or with a network of commercial correspondents (Bank Mitr). This is a zero balance account, but if someone wants to avail the checkbook service, they must maintain a minimum balance.
Customers who wish to avail of banking services in the country can dial * 99 #, a telephone service established by the National Payments Corporation of India. You must have your mobile number linked to your account to check the balance of the Jan Dhan Yojana account. Your mobile bank account must also be active. It is important to note that the service cannot be used by holders of CDMA handsets and that the mobile must be activated by GSM.
You can start with the * 99 # service from your mobile and a welcome message will be received on your phone. You will now be asked to enter one of the specific information such as the first three letters of your bank name or the first four letters of your bank’s IFSC code. Keep these details handy.
After entering the details, press âokâ and a list of facilities provided under that facility will be found. Press 1 to check the balance request, then click “Send”, and the balance will be reflected on your phone screen after the authorization screen.
SBI customers can consult the balance of their PN Jan Dhan account by dialing 1800 425 3800 or 1800 112 211. This number must be accessible by SBI customers from their registered mobile number. Details of the last 5 transactions followed by the account balance will be available.
Additionally, all of these details can also be viewed by SBI customers by dialing 9223 766 666 from their registered mobile phone number.