9 ways to check your SBI account balance

SBI account holders can check their account balance in several ways without leaving their comfort. A free number, a mini statement, a mobile bank, an online bank, an ATM, a visit to a branch, a bank by SMS (SBI Quick), etc. You can choose one of the methods to instantly check your account balance. Scroll down and know the 9 methods to check your SBI account balance.

1. SBI balance inquiry via a toll-free number

To consult the balance of your SBI bank account via a toll-free number, simply dial 09223766666 from your registered mobile number. Once done, you will get the balance details on your mobile.

2. SBI balance inquiry via SBI ATM

As an SBI account holder, you can also use the ATM debit card issued to you to check your account balance. Simply visit your nearest SBI ATM and follow the steps below:

• Insert your SBI ATM-cum-debit card into the ATM card slot
• Enter your 4-digit ATM PIN code
• Tap the “Balance Inquiry” option and you are done.

You can also choose the “Mini Statement” option at the ATM to check your last 10 transactions. You can also visit any other ATM branch to check your account balance by generating a mini statement of your account. Note that RBI has reduced the number of free ATM card transactions. The balance check request made at SBI and non-SBI ATMs is also considered a transaction.

After you reach your free transactions, you will need to pay a processing fee for each transaction you make during the month. This is one of the key factors why SBI account holders opt for an online process to check their account balance. Therefore, it is suggested to opt for mobile banking or net banking to check your SBI account balance.

3. SBI balance consultation via Net Banking

Registered net banking users can log into their SBI net banking account using login credentials to take advantage of a range of SBI banking services which also includes a balance survey. Follow the steps to check your account balance and more:

• Visit the SBI net banking page and log in using your username and password
• Once logged in, go to your account section and check your account balance details. loans, funds transfer, transaction details, etc.

4. SBI balance inquiry via SMS service

SBI customers can register for SMS service using their cell phone numbers, using the registered cell phone number, they can instantly check their account balance. To register for the same, they must follow the steps outlined below.

Type: REG (space) Account number and send it to 09223488888

You will receive a confirmation message on your registered SBI mobile number. You can also use the SMS service to experience a range of banking services provided by SBI, such as mini statement generation, checkbook request, electronic statement, student loan interest certificate, and mortgage loan interest certificate.

5. Investigation of the SBI card balance

SBI credit card holders can use the SMS service to check their balance and other information. By sending an SMS to 5676791 you can access various information such as the available credit and cash limit, the blocking of the lost or stolen card, the status of the last payment, the summary of the reward points, the subscription to the electronic statement, the request for duplicate statement. For balance request, please make sure your SMS format is BAL XXXX

6. SBI balance inquiry via Passbook

You must keep your passbook up to date as it contains all the valuable information related to your transactions. In order to check the current balance, you can use their updated passbook. To update the passbook, the customer must go to the nearest SBI branch and it is essential to keep your passbook up to date at all times in case you are not a net banking or mobile banking user.

7. SBI balance inquiry via Mobile Banking

SBI provides customers with mobile banking services through a number of smartphone applications such as SBI Anywhere, SBI Online and SBI Anywhere Saral. Follow the methods below to check your account balance using your mobile phone.

SBI anywhere

• Download and install the SBI Anywhere app from your mobile’s default app store.
• Log in with your mobile banking credentials and tap on the “Balance Inquiry” option.

SBI online

SBI account holders can easily use SBI online platform to avail SBI banking services on their mobiles such as balance check, account statement, NEFT, IMPS, fund transfer etc. This app has close user interface as SBI desktop website. Customers can instantly access all these banking services by entering their net banking credentials.

SBI Everywhere Saral

SBI Corporate clients can use this application to benefit from banking services such as fund transfer, mobile top up, balance request, mini statement, etc. This application cannot be used by Retail SBI customers for the balance request function.

8. Investigation of SBI balance via missed calls service

The SBI missed call service allows a variety of banking operations to be performed simply by triggering a missed call. By using this service, you can benefit from a range of banking services such as SBI Balance Check, mini-statement, e-statement, student loan certificate statement, home loan certificate statement, ATM PIN code generation , car loan details and more. To use this service, you need to register your cell phone number, which is a one-time process, just type REG (space) Account number and send it to 09223488888. Once done, you will receive a successful activation message on your registered mobile number.

9. SBI balance inquiry via USSD

The unstructured supplemental service information, referred to as “USSD”, is a GSM network topology used to transmit information between a cellular phone and a network service program. If you have an active SBI account, you can use this service by registering for the USSD service. To use USSD for SBI balance request, please follow the steps below:

• Dial * 595 # and enter your username
• From the options set, choose “Option 1”, then select “Balance request” or “Mini-statement”.
• Enter your MPIN and submit

SBI Balance Survey Registration Process Using USSD

In the following format, account holders who wish to register for SBI Balance Inquiry using the USSD service are required to send an SMS.
Type MBSREG and send it to 9223440000 Where 567676

To note: As an SBI account holder, you will receive a default “User ID” and “MPIN” by SMS to your registered mobile number.

About the Author

Vipul Das has written articles related to business and finance over the years for good feedback. He did a BCA and has significant experience in the banking and financial sectors.