Easy ways to check your bank account balance on your phone

Advances in the digital world have made many banking and financial transactions easy and convenient right on your phone. You can check your Bank account balance without going through the bank. A number of banks offer more than one way to verify account balance and some of the most popular ways to check Bank the balance on your phone includes SMS notifications, push notifications, emails, internet banking and many more. Here we discuss the different ways to check a bank account balance, get mini statements, and make balance transfers from different banks without visiting the branch.

Connect to your online bank website

It is possible to consult your account balance online at any time by logging into the official website of the bank concerned on your phone. To use this feature, all you need to do is visit the bank’s official website and access your account information. In most cases, look for the option like “Login”. On your first visit, register by clicking on the ‘Register’ or ‘First user’ links. With online banking, you can check your bank account balance 24 hours a day in addition to taking advantage of a number of banking functions and transaction facilities.

Check balance using mobile apps

It is quite easy to check your bank account balance from anywhere and anytime on your mobile phones, tablets and other devices. Most banks have specially designed apps or at least websites for mobile devices that help you check your account balance online. There are several banking and financial functions that you can take advantage of on banking apps. Some banks even allow you to deposit checks with your mobile device.

Checking Bank Account Balance Using Text Messaging Options

The fastest way to check your bank account balance using your phone is to set up text messaging with your bank. Most banks offer this option to account holders. Once this facility is extended by the bank to your mobile number, you can request a quick balance update on your phone at any time which will be sent to your number as a message. Once automatic messages are enabled, you will receive instant messages when a financial transaction occurs on your account with the last balance update. This feature is also called message alert service which sends push notifications to your phone.

Check Bank Account Balance Using UPI App


The easiest and most efficient way to verify the bank account balance on your phone is to use a UPI application. To do this, you can download any UPI app from the App Store or Play Store. Once downloaded to your mobile, start the registration process. Enter the bank’s registered mobile number and click generate OTP. Enter the received OTP, then connect to the app. You need to add bank details. Once done, the UPI automatically detects the account connected to your mobile number and displays the last four digits of your account. Once you confirm this, your new UPI ID will be generated. After verification, the UPI access code of your choice will be activated and you can continue to use the UPI application to check the balance and also to carry out financial transactions.