Verification of the SBI balance: Know your account balance, consult the mini statement without using net banking or the ATM

Are you a client of State Bank of India (SBI) savings account holder and need to know SBI account balance or want to view mini statement without using online banking or the ATM? Yes, it is possible by using the SBI Quick – Missed Call Banking function. SBI Missed Call Banking is a service from SBI Bank that lets you know your account balance, view the mini-statement and do much more.

If you want to get your SBI account statement or SBI mini statement or need to do an SBI balance check or SBI balance survey, a simple missed call will come in handy.

To use this service, you must first register and ensure that your mobile number is updated in the bank’s archives. Once registered, you can even request the certificate of student loan interest, the certificate of mortgage interest or the E-Statement of the last 6 months. However, SBI Quick does not provide any financial transaction service unlike the services offered by State Bank Anywhere App.

Ways to know account balance, view statement without net banking

There are three ways to use SBI Quick features like account balance etc.

1. By sending a missed call or SMS with predefined keywords to predefined mobile numbers from your registered mobile number,

2. If you have an Android, Windows, iOS or Blackberry phone, you can download the SBI Quick app from the respective app store to use the services.

3. SBI customers who have SBI Anywhere can benefit from the SBI Quick function in the pre-connection section. With this app, you don’t need to remember different keywords and destination mobile numbers. Once the application is installed, internet connection is not required to use SBI Quick, as communication would be by SMS or missed call.

The fees will vary depending on the mode you choose, the fees will vary:

For a 6-digit number, i.e. 567676, additional charges will apply.
For 10-digit numbers, the SMS charges will be in accordance with the customer’s mobile billing plan.
For missed calls, there is no charge. If the account holder listens to the 3 second IVR which will be played after 4-5 rings, then the customer will be billed according to the customer’s mobile billing plan for 3 seconds

Here, let’s see how to know the account balance by sending missed call or SMS with predefined keywords to predefined mobile numbers from your registered mobile number. For this, you must complete a one-time registration.

How to make a one-time recording for missed calls or SMS-based services

Send an SMS, “REGAccount number ”to 09223488888 from the mobile number registered for that particular account. A confirmation message will be received indicating the successful / unsuccessful registration. If successful, you can start using the services.

In case of failure:
* Check the SMS format and the destination mobile number
* Make sure that your mobile number from which the SMS is sent, is updated with the Bank for this account number. Otherwise, visit your branch and update it.

Once registered, you are good to go and use at least these 7 services. :

(I). SBI Balance Survey
To find out the account balance:
You can make a missed call or send a ‘BAL’ SMS to 09223766666

(ii). Mini SBI statement
To obtain the Mini Statement, i.e. the last 5 transactions on the account.
You can make a missed call or send an SMS ‘MSTMT’ to 09223866666

(iii). SBI checkbook request
Send the message “CHQREQ” to 09223588888
You will receive an SMS. Send the consent SMS (CHQACCY6-digit number received in the SMS) to 09223588888 within 2 hours of receiving the SMS for further processing.

(iv). SBI electronic declaration – last 6 months
You can benefit from the electronic statement of the last 6 months of your savings account. The statement will be sent to your registered email id with a password-encrypted PDF file
Send an SMS ‘ESTMT at 09223588888
(Note: the code is a 4 digit number of your choice which will be used to encrypt the PDF attachment sent to your registered email address)

(v). SBI Student Loan Interest Certificate
To benefit from the certificate of interest on your student loan for the fiscal year
Send the ELI SMS at 09223588888
(Note: the code is a 4 digit number of your choice which will be used to encrypt the PDF attachment sent to your registered email address)

(vi). SBI mortgage interest certificate
To benefit from the certificate of interest for your Housing Loan for the Financial Year
Send an HLI SMS 09223588888
(Note: the code is a 4 digit number of your choice which will be used to encrypt the PDF attachment sent to your registered email address)

(vii). SBI Home and Car Loans
To get the latest features of mortgage and auto credit products,
SMS
‘HOME’ or ‘CAR’ at 09223588888.
You will receive an instant SMS informing you of the functionality of the service.

You can unsubscribe from SBI Quick through the following process:
SMS “DREG” to 09223488888. You will receive a confirmation message indicating the successful / unsuccessful unsubscription.